We are a full service title company. With over 20 years of experience in the title insurance industry here in SW Florida. We have a vast knowledge in all aspects of real estate, title insurance and closings. From Residential to Commercial and New Construction to Refinance we will work for you to make your transaction a pleasant experience.
Your closing will always be handled by a professional, caring and courteous title expert. We pride ourselves on the ability to complete your closing smoothly and efficiently.
What is a Title?
A title is the evidence, of right, that a person has to the ownership and possession of land. It is possible that someone other than the owner has a legal right to the property. If that right can be established, this person can claim the property outright or make demands on the owner as to its use.
Why do you need Title Insurance?
Title insurance issued by Tropical Shells Title and Old Republic National Title Insurance Company provides a broad range of benefits to the parties involved in a real estate transaction.
As the purchaser of real estate you need protection against serious financial loss due to a defect in the title to the property purchased. A buyer can receive the protection of a title insurance policy – a policy that is backed by the reserves and solvency of the company. A title insurance policy will cover both claims arising out of title problems that could have been discovered in the public records, and those so-called "non-record" defects that could not be discovered in the record, even with the most complete search.
A title insurance policy will not only protect you, but also your heirs for as long as they hold title to the property, and even after they sell by warranty deed. The company will not only satisfy any valid claim made against the insured’s title, but it will pay for the costs and legal expenses of defending against a title claim up to the value of your policy.
What can make a Title Defective?
Any number of problems that remain undisclosed after even the most meticulous search of public records can make a title defective. These hidden "defects" are dangerous indeed because you may not learn of them for many months or years. Yet they could force you to spend substantial sums on a legal defense, and still result in the loss of your property.
How much does Title Insurance cost?
The one-time premium is directly related to the value of your home. Typically, it is less expensive than your annual auto insurance. It is a one-time only expense, paid when you purchase your home. Yet it continues to provide complete coverage for as long as you or your heirs own the property.
Tropical Shells Title, LLC specializes in short sales, mobile homes, residential, commercial, new construction and refinance. The knowledge we have gained over the years has helped our office to close effectively. We send our buyers, sellers, realtors and mortgage companies away with a smile. We would like to invite all of our past, present and future clients to drop in and say hello. We look forward to working with you on your next closing.
I have been in Florida since the age of two and consider myself a true Floridian. I graduated from Mariner High School in 1998 and entered the title industry in 2001. I have been active in all day-to-day operations as an office manager, escrow officer and as the VP of Title Operations in South West Florida during my career in title. I am currently a member of the Young Professionals Chamber of Commerce and the National Association of Professional Women.When I am not helping clients and realtors, I enjoy taking advantage of everything the Florida lifestyle has to offer. My family and I enjoy the beach, bowling, cruising, playing with our dogs and soaking up the sunshine.
I was born and raised in SW Florida. I graduated from Mariner High School class of 2016. I have been in the title business for 3 year now and I have learned many things. When I am not working I enjoy spending time out doors. I currently attend Florida Southwestern State College pursing a degree in Criminal Psychology.